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We've Got You and Your Business Covered!
Guaranteed Issue Accident Protection 24 Hours a Day.
In Your Home, at Work, or at Play, Anywhere In the World!
No Medical Required - Just 3 Simple Qualifying Questions.

 
Cash Hospital Protection
Cash Hospital Protection for Canadians

Specialized

Plan Designed For

Cash Hospital

Protection

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Times ARE Changing . . .  Everyone is becoming increasingly aware of Canada's health care crunch.  With hospitals closing, medical staff cutbacks, less procedures covered, long waiting lists, and hospital stays becoming shorter, it's no wonder that Health Care is the #1 Issue of Concern for Canadians Today!

 

Times HAVE Changed . . . It has been said that fear of dying too soon has been replaced by consequences of living too long.  Health care costs can be exorbitant, and can threaten the financial security you've worked so hard to achieve.

 

The Solution . . . Cash Hospital plan from Innovative Insurance helps protect YOUR Health and Independence.  Whether you have a fall in your home, suffer a heart attack, or are diagnosed with Alzheimer's disease, insurance coverage can help you and your family deal with the financial strain.

Disability Needs Assessment  

<<< Calculate What Your Income Needs would be if YOU Became Disabled.


It's EASY to Qualify . . . Personal Accident insurance is designed to provide Guaranteed to Issue Accident coverage if you can answer "No" to 3 qualifying questions.  If you do not work or work less than 30 hours per week you can qualify for $1,000 in monthly benefits, with coverage renewable through to age 90.

 

No proof of income is required for benefits up to $2,000 per month.  To apply for more than $2,000 in monthly benefits, employed individuals must work more than 30 hours per week at the time of application.

 

Benefits of up to $6,000 per month are available to age 64 for both Accident and Sickness protection, and up to $4,000 per month for ages 65 to 68.

 

For your convenience, premiums can be easily paid through your chequing account or by credit card.

Premiums are based on your age and the monthly benefit you qualify for.