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We've Got You and Your Business Covered!
Guaranteed Issue Accident Protection 24 Hours a Day.
In Your Home, at Work, or at Play, Anywhere In the World!
No Medical Required - Just 3 Simple Qualifying Questions.

 
Income Needs Assessment

 
What Are Your Current Monthly Expenses? Input Amount per Month
Mortgage or Rent $
Food $
Clothing $
Loans, Lines of Credit, Credit Cards $
Utilities & Taxes $
Medical, Dental & Optometry Care $
Auto Expenses (such as gas and maintenance) $
Daycare Fee, Tuition Fee, & Memberships Dues $
Personal Care $
Insurance Premiums $
  $
Existing accident and sickness disability protection (after-tax)
If you were to suffer a permanent or partial disability, as a result of an accident or illness  what other sources of income would you have on an after tax basis?
Group Long Term Disability $
Individual $
Other (EI/WSIB/WCB/CPP) $

3. Current monthly earned income (before tax, after expenses)
What is your current monthly gross earned income? $

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Summary of Monthly Income Needs Analysis
Total Monthly Expenses $
Total Existing Coverage $
Total Income Required To Cover Current Expenses $

Based on the figures you have provided, it's estimated you would need $ per month of income replacement protection to cover your current living expenses. Self-Employed Business owners may likely have additional needs, such as business overhead protection or disability buy-sell protection.

Non-taxable monthly income replacement benefit amount*: $.

* This monthly benefit amount is based only on your current income. The monthly benefit limit of Personal Accident & Sickness Compensation coverage that you are eligible for depends on many factors, in particular your current income, occupation and existing disability coverage.